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Business Counselling

Free Business Services · Sault Ste. Marie & Area

Business Counselling & Resource Centre

Free, one-on-one business counselling and a dedicated small business resource centre — for entrepreneurs at every stage, from first idea to growing operation.

Business counsellor meeting with a client at the CDC office in Sault Ste. Marie

Business Counselling

 
No Cost to you
No cost, ever
 
Confidential
Your information stays private
 
All Stages
Idea to established business
 
One-on-One
Personalized to your needs

Business Counselling

Business Counselling

Overview

Business Counselling, at no cost to you.

The CDC's Business Counselling service connects entrepreneurs and business owners with experienced advisors — free of charge — to help you start, stabilize, or grow your business in Sault Ste. Marie and Area.

Whether you have a business idea you're not sure how to get off the ground, or you're an established operation looking to expand, CDC staff are here to work through it with you. Sessions are one-on-one, confidential, and tailored to your specific situation.

Business counsellor meeting with a client at the CDC office
 

A dedicated space to research and plan.

Alongside one-on-one counselling, the CDC maintains a small business resource center and computer station available to clients at no charge. Use it to:

  • - Research your business idea or target market.
  • - Work on your business plan or financial projections.
  • - Access business reference materials and publications.
  • - Prepare for your counselling session or follow up after one.

The resource centre is available during regular CDC office hours. No appointment is needed to use the resource center or computer station — just stop in.

Counselling Services

What we can help with.

Business counselling is flexible by design — sessions are shaped around what you actually need. Common areas of assistance include:

Business Plan Preparation
Structure your idea into a clear, fundable plan that lenders and investors can evaluate with confidence.
Cashflow Projections
Build realistic short and long-term cashflow forecasts so you understand what your business needs to survive and grow.
Financial Statement Review
Get a clear read on your existing financials and identify areas of strength, concern, or opportunity.
Start-Up Guidance
From registering your business to understanding your first steps, we'll help you launch on solid footing.
Growth & Stabilization
Already in business? Work with an advisor to identify growth opportunities or address operational challenges.
Other Business Topics
Marketing, pricing, supplier relationships, succession planning — if it's business-related, bring it to the table.
 
Who It’s For

Built for every stage of business.

CDC Business Counselling is available to anyone in Sault Ste. Marie and Area — no minimum revenue, no business registration required to have a first conversation.

Pre-Start & Start-Up
  • You have a business idea and aren't sure where to start
  • You need a business plan to secure financing
  • You want to understand the steps to launch legally and confidently
  • You're weighing whether self-employment is right for you
Existing Business
  • You want to grow but aren't sure of the right next step
  • You're facing a financial challenge and need a second opinion
  • You're looking to access financing and need a stronger application
  • You want to review your operations and find efficiencies
 
Getting Started

How to get started.

01

Get in Touch

Call us at (705) 942-9000 or email cdc@ssmcdc.com to introduce yourself and briefly describe what you're working on. There's no formal intake form — just reach out.

02

Book a Session

CDC staff will schedule a one-on-one meeting at a time that works for you. Sessions are held at the CDC office at 672 Queen Street East, Sault Ste. Marie.

03

Work Through It Together

Your session is tailored to where you are and what you need. Come with questions, a draft plan, your financials, or just an idea — there's no wrong place to start.

04

Follow Up as Needed

Counselling isn't a one-time visit. As your business evolves, you're welcome to return for additional sessions, use the resource centre, or connect with other CDC programs like Business Loans.

Frequently Asked

Common questions.

Is business counselling really free?

Yes — completely. There is no cost for business counselling or use of the Small Business Resource Centre. The CDC is a non-profit funded to support economic development in Sault Ste. Marie and Area.

Do I need to have a registered business to access counselling?

No. You can access counselling at any stage — including before you've registered or even fully committed to starting a business. Early conversations are often the most valuable.

Is what I share kept confidential?

Yes. Everything discussed during counselling sessions is confidential. CDC staff will not share your business information with third parties.

What should I bring to my first session?

Whatever you have — a rough idea, a draft business plan, recent financial statements, or a list of questions. If you're just starting out, simply showing up is enough. CDC staff will guide the conversation from there.

How many sessions can I have?

There's no hard limit. The CDC's goal is to support your business as it grows and changes, so you're welcome to return for follow-up sessions whenever you need them.

Can the CDC help me get a business loan?

Yes — the CDC offers Business Loans as a separate program. Counselling is often a natural first step toward a loan application, as it helps you build a stronger business plan and financial projections.

Is the resource centre open to the public?

The resource center and computer station are available to CDC clients during regular office hours. No appointment is needed — just come in during business hours and a staff member will get you set up.

Business Counselling

Local business owner working at their business

BUSINESS SUPPORT

 

HAVE AN IDEA, QUESTION OR BUSINESS CHALLENGE?

You don't have to figure everything out on your own. Meet with our team for practical advice, business planning support and connections to the resources you need.

TALK WITH AN ADVISOR  →